ccowemaPay
No hidden fees — pay as you go

Simple, transparent pricing

2.5%

per successful transaction · 0% on payouts

Create a free account → Request a volume quote

Free to sign up

Create your account, integrate the API, test in sandbox — without spending a cent.

  • No signup fee
  • No monthly subscription
  • No hidden fees

Free payouts

Your funds are paid out without any extra commission.

  • 0% commission
  • Automatic or manual
  • 2 to 5 business days
Per-operator breakdown

Same pricing, two networks.

Rates may vary slightly by country. Contact us for a precise quote if you operate across multiple markets.

MTN

MTN Mobile Money

18 countries · WAEMU + CEMAC
Collect2,5 %
Payout0 %
Failed transaction0 XAF
Payout delay2–5 d
A

Airtel Money

14 countries · WAEMU + CEMAC + EAC
Collect2,5 %
Payout0 %
Failed transaction0 XAF
Payout delay2–5 d

Note: Rates may vary by country of operation. For a precise quote tailored to your market, contact the sales team.

Worked example

How much does CowemaPay cost you?

A simple calculation to visualise what you actually pay each month.

Monthly volume
1,000 transactions
Average basket 5,000 XAF
Revenue
5 000 000 XAF
Signup fee0 XAF
Monthly subscription0 XAF
Collect commission (2.5%)125 000 XAF
Payout fee0 XAF
Total payable to CowemaPay
125 000 XAF
Frequently asked questions

Everything you need to know before getting started.

No. Signup and account creation are entirely free. You only pay from your first successful transaction.

Only on a successful transaction. The 2.5% commission is automatically deducted from the collected amount, before payout.

Yes. 0% commission on every payout to your account, whether triggered automatically or manually.

Between 2 and 5 business days after the transaction, depending on the operator and country.

Yes. The sandbox environment is free and unlimited. Test numbers are provided to simulate every scenario.

No. No minimum volume is required. Whether you process 10 or 10,000 transactions per month, the rate stays at 2.5% per transaction.

Yes. Beyond 10,000 transactions per month, contact the sales team for a quote tailored to your activity.

Still have a question about pricing?

The sales team responds within 24 business hours. Volume quotes, special NGO pricing, partner integrations.